Cheating with Job

How the people are taking the advantage of their job? One bank manager is doing the insurance business. He is forcing to purchase the insurance with each and every account holder. As he is aware of the total deposit value of the bank customer and the same data is used by him as insurance consultant. In some cases he is diverting the bank fund in the insurance and generating the huge income of insurance.  The license is taken on his wife name. The work done by him in the routine time. See, the advantages taken by him, there is no need to collect the database, very easy to convince the bank customer, especially when the loan holder are highly pressurized to purchase the insurance, the defaulters are happily to get insurance with him with his circle. The same way not only insurance business handled by him but suppose some scheme is coming in the market of marketing the same is implementing to the bank customer. There is no need to purchase an office. The bank office is used for personal work.  The thinking will never lead the nation to the goal. By either the way people are not losing any scope to cheat the nation. This is also observed that the same has not been opposed by the superior. We all are equally responsible. We all will face the trouble for the same. The person who was doing simply job was given forceful retirement. As they don’t have money and relations, they have been thrown from the organization. However, the matter is always critical and will give its impact in any stage of the life. Some time that was hard to know that the person is working for bank or for the insurance or the bank place is of bank or insurance?  We know the person who has never taken any advantage in his service. He is simply getting pension and his son struggling for the job!!!! While the person who has taken the advantage of the bank his son are in America and there is no need of further job or money!!! This is very difficult to judge that how to behave in the real life as a royal person or as a corrupt people????